Developed within 10 working days, taking into account the business activity and its specifics. Documents included:

Policy, rules, criteria rules:

• AML/CTPF and sanctions risk management policy
• Customer’s Due Diligence and transaction monitoring rules
• Customer’s and person’s identification and customer’s file creation rules
• Customer’s risk assessment criteria rules
• Suspicious transaction (STR) detection and reporting rules
• Rules for the evaluation of the AML/CTPF responsible employee
• Sanctions rules

Assessment:

• Risk assessment of the services being rendered
• AML/CTPF risk assessment 
• Evaluation of the AML/CTPF responsible employee

Forms:

• Questionnaires (natural persons/legal entities)
• Customer’s Due Diligence during the business relationship
• Customer’s Due Diligence result
• UBO application form

Due Diligence of natural persons and legal entities:

• Filling out the questionaires, document analysis and verification.
• Data and infromation checking in registers and paid databases
• Screening against sanctions lists, adverse media
• Risk assessment

The following documents are included:

• Sanctions risk management policy
• Sanctions risk assessment
• Forms (customer’s/business partners’ questionnaires, customer’s/business partners’ Due Diligence forms in LV, ENG, RU)

An evaluation system that can be added to the client's pre-developed ICS.

• ML/TPF risk level assessment criteria table of the enterprise and its customers  
• Customer’s Due Diligence form
• Country sanctions risk classifier

• Questionnaires for a legal entity/ for a natural person (LV, EN, RU)
• Customer’s/ business partner’s Due Diligence form
• Customer’s Due Diligence during the business relationship
• STR reporting form

Annual employee training in AML/CTPF and sanctions

• Preparation of training material
• Conducting training sessions

Assessment of the Internal Controls compliance with the legal framework requirements of AML/CTPF and sanctions

• Transaction monitoring
• STR investigation

• Adverse media analysis
• Assessment of potential reputational risks

The customer’s/business partner’s Due Diligence at any stage of the business relationship

Evaluation of the AML/CTPF responsible employee, Assessment of ML/TPF and sanctions risks, Internal Controls, Customer Due Diligence, Training, Consultations